Sample Material

Initial Assessment:
True/False:

1. I follow a budget (on paper or in my head).
2. I have a credit card.
3. I make the minimum payment on my credit card.
4. I pay my entire balance off every month.
5. I keep all my money in a checking account or as cash.
6. I have a savings account.
7. I follow the stock market.
   
8. I invest in the stock market.
9. I research where I put my money (whether in a bank, investment, etc.).
10. I save part of my income every month.
    
11. I have an IRA.
12. I contribute to a retirement account.
13. I contribute the maximum amount possible to a retirement account.
14. I save for things before I buy them.
15. I frequently have impulse purchases.
    
16. I frequently wonder where my money went at the end of the week.
17. I have health insurance.
18. I have checked my credit report within the past year.